Comments on: Gidget Talks Money, Part 1: Saving $$ Dave Ramsey-Style

By: It’s the Absolute Ultimate!! #8: Part 4 of Gidget Talks Money {Free Download!} | Gidget Goes Home

Fri, 26 Sep 2008 04:54:40 +0000

[...] last post in a four-part series called Gidget Talks Money… make sure you didn’t miss Part 1, Part 2, or Part 3 {with [...]

By: Cathy

Cathy — Thu, 25 Sep 2008 23:25:45 +0000

I recently found your site – can’t even remember how… anyway, thanks for the post. I’ve been looking at Dave Ramsey’s website and have wondered about doing the Total Money Makeover, – costs $9.95/mo. What do you think? Has anyone used it? I’d love to hear opinions on this. (I currently use Quicken – as a means of tracking my money… but I’ve never really worked out the whole budget thing).

Thanks!

By: Ami (Writing: My Life)

Ami (Writing: My Life) — Thu, 25 Sep 2008 23:02:26 +0000

I've been using the envelope system for a while now, although I've gotten out of the habit recently. It works really well to keep me from spending more than necessary, and I even find that sometimes I have money left over at the end of the two weeks (which goes straight into my savings account) because I've been worried about running out and have made more frugal spending decisions. I'm definitely going to start up again this week, because knowing where my money is going really makes a difference. This is a great series! Ami (Writing: My Life)s last blog post..Roasted Eggplant and Tomato Stacks Recipe

By: Gidget Talks Money, Part 3: Pear Budget {+ Giveaway!} | Gidget Goes Home

Gidget Talks Money, Part 3: Pear Budget {+ Giveaway!} | Gidget Goes Home — Thu, 25 Sep 2008 12:11:13 +0000

[...] part of a four-part series called Gidget Talks Money. If you missed them, be sure to check out Part 1: Saving $$ Dave Ramsey-Style, and Part 2: Crazy for Coupons. **GIVEAWAY below!** photo by S [...]

By: Gidget Talks Money, Part 2: Crazy for Coupons | Gidget Goes Home

Gidget Talks Money, Part 2: Crazy for Coupons | Gidget Goes Home — Wed, 24 Sep 2008 18:38:39 +0000

[...] If you missed it, you can read Part 1 of this series: Saving Money Dave Ramsey-style. [...]

By: amomintheburbs

amomintheburbs — Tue, 23 Sep 2008 18:15:53 +0000

Hey there new friend! I love Dave Ramsey! We have been shovelling our way out of debt for 4 years now (I can totally empathize with the student loan thing–I love that I have a degree I have never used that we are still paying on…grr). But, here is light at the end of the tunnel for us–finally!

We used the envelope system for years–very helpful to have actual cash to spend. We now just pull out the entire household budget for the week at one time and I adjust the categories mentally (stock up on groceries on sale one week, buy kids new shoes the next, you know how it goes).

Can’t wait to hang out with you more!

By: gidget

gidget — Tue, 23 Sep 2008 04:03:32 +0000

@Beckie, You may have been the one who originally told me about the envelopes! I can’t quite remember.

@Susan, I’m glad I’M not alone!

@Lara, thanks for visiting– I’ve been reading your blog for quite some time!

By: Lara (thornberry)

Lara (thornberry) — Tue, 23 Sep 2008 03:59:13 +0000

You are reading my mind, we SO need to get our finances under control at the moment. Thanks for your post!

By: Susan

Susan — Tue, 23 Sep 2008 03:01:39 +0000

Were you reading my mind? I was just looking at Dave Ramsey’s website yesterday. I totally need this right now! Thanks for the encouragement and making me not feel alone in this endeavor!

By: Beckie

Beckie — Mon, 22 Sep 2008 18:13:11 +0000

I thought about doing the envelope thing too when we were working on the budget for buying this house. I think when you start a new budget and there are drastic changes, the envelope thing could help to visually have a perspective of how much money you have for each thing. But it gets confusing if you buy things from different categories at one store or have change in your purse and don't know which envelope, etc. We are blessed to have overtime each month which I did not incorporate into our income on our budget so we use that for eating out/shopping, etc that are not "needs" but are nice. Thanks again for a great post! Beckies last blog post..Gidget and other fun things!!